India in AustraliaBusiness Sources

Company registration, tax obligations, trade regulations, and investment rules for India nationals doing business in Australia — sourced from official government domains.

Key facts at a glance

  • The Annual Registration Costs cost is $450 AUD (Moneysmart)
  • The Apartment Rent average cost is 350 AUD (Moneysmart)
  • The income threshold for Ato's Tax Help Program is 60000 AUD (Moneysmart)
  • Ato's Tax Help Program processing takes July to October (Moneysmart)
  • Austudy requires: 25 or older and a full-time student in an approved course or Australian Apprenticeship, and under the income test limits (Moneysmart)
  • Bank Account requires: passport or driving licence (Moneysmart)

Extracted from 248 official pages across 3 government sources. Auto-updated daily.

Official Sources

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Key Policy Facts

Data points extracted from official government pages. Updated automatically.

Annual Registration Costs

Cost
$450 AUD

Annual registration costs — $450 a year.

Source: MoneysmartDriving - Buying and Running a Car

Apartment Rent

Average Cost
350 AUD

a lot of apartments in the area were $350 a week or more

Source: MoneysmartHousing - Moving Out of Home

Ato's Tax Help Program

Income Threshold
60000 AUD

If you earn $60,000 or less you may be eligible for the ATO's Tax Help program.

Source: MoneysmartTax basics for newcomers

Program Duration
July to October

Tax Help is a free and confidential service that runs from July to October each year.

Source: MoneysmartTax basics for newcomers

Auction Deposit

Deposit Amount
10 %

If buying at auction, expect to pay a deposit immediately (for example, 10% of the purchase price).

Source: MoneysmartHousing - Buying a House

Austudy

Eligibility Criteria
25 or older and a full-time student in an approved course or Australian Apprenticeship, and under the income test limits

Austudy 25 or older and a full-time student in an approved course or Australian Apprenticeship, and under the income test limits.

Source: MoneysmartEducation - Studying

Bank Account

Required Documents
passport or driving licence

they will ask to see proof of your identity, like your passport or driving licence

Source: MoneysmartMoney for newcomers

Beyond Blue

Contact Number
1300 224 636

Call Beyond Blue on 1300 224 636, 24 hours a day.

Source: MoneysmartTax - Self Employment

Car Loan

Loan Amount
$15,000 AUD

Costa took out a $15,000 car loan to buy a near-new used car.

Source: MoneysmartDriving - Buying and Running a Car

Loan Duration
4 years

The length of the loan was four years, with an 11% interest rate.

Source: MoneysmartDriving - Buying and Running a Car

Interest Charges
$3,609 AUD

Over the four-year term, Costa paid: Interest charges — $3,609.

Source: MoneysmartDriving - Buying and Running a Car

Car Registration And Compulsory Third Party (ctp) Insurance

Cost
$850 AUD

As an example, the cost of rego and compulsory third party (CTP) insurance for a 4-cylinder car in Queensland is around $850.

Source: MoneysmartDriving - Buying and Running a Car

Comprehensive Car Insurance

Annual Cost
$1,523 AUD

Comprehensive car insurance — $1,523 a year.

Source: MoneysmartDriving - Buying and Running a Car

Credit Cards

Number Of Credit Cards
14 million

According to the Reserve Bank of Australia (RBA), Australians have more than 14 million credit cards and owe around $33 billion on them.

Source: MoneysmartFinance - Credit and Debt

Average Interest Rate
18 %

Almost $18 billion of that money is accruing interest – and the average credit card interest rate is over 18%.

Source: MoneysmartFinance - Credit and Debt

Debt Accruing Interest
18 billion AUD

Almost $18 billion of that money is accruing interest – and the average credit card interest rate is over 18%.

Source: MoneysmartFinance - Credit and Debt

Total Debt
33 billion AUD

According to the Reserve Bank of Australia (RBA), Australians have more than 14 million credit cards and owe around $33 billion on them.

Source: MoneysmartFinance - Credit and Debt

Goods And Services Tax (gst)

Registration Threshold
75000 AUD

Businesses that earn over $75,000 per year must register for GST.

Source: MoneysmartTax - Self Employment

Help Loans

Compulsory Repayment Threshold
67,000 AUD

When you start earning above $67,000 per year, you start repaying your study and training loans through the tax system.

Source: MoneysmartEducation - Studying

Repayment Rate
1% to 10% %

Depending on how much you earn, you may pay between 1% and 10% of your income.

Source: MoneysmartEducation - Studying

Home Loan

Loan Term
25 years

They've saved a 20% deposit and want to borrow $520,000 over 25 years.

Source: MoneysmartHousing - Choosing a Home Loan

Loan Amount
520,000 AUD

They've saved a 20% deposit and want to borrow $520,000 over 25 years.

Source: MoneysmartHousing - Choosing a Home Loan

Property Value
650,000 AUD

Mai and Michael are looking to buy a $650,000 apartment.

Source: MoneysmartHousing - Choosing a Home Loan

Deposit Percentage
20 %

They've saved a 20% deposit and want to borrow $520,000 over 25 years.

Source: MoneysmartHousing - Choosing a Home Loan

House Deposit

Savings Goal
20 %

A great savings goal for a house deposit is 20% of the purchase price, plus enough to cover buying costs.

Source: MoneysmartHousing - Buying a House

Income Tax

Tax Rate 16c
16 c

$18,201–$45,000 16c for each $1 over $18,200

Source: MoneysmartTax - Income Tax

Taxable Income Threshold
18200 AUD

Taxable income 0–$18,200 Nil

Source: MoneysmartTax - Income Tax

Income Threshold
180000 AUD

No tax on income between $1 - $18,200$0 19c for every dollar between $18,201 - 0 32.5c for every dollar between - 0 37c for every dollar between - $180,0000 c for every dollar over $180,0000

Source: MoneysmartTax - Income Tax Calculator

Income Threshold
180000 AUD

No tax on income between $1 - $18,200$0 19c for every dollar between $18,201 - 0 32.5c for every dollar between - 0 37c for every dollar between - $180,0000 c for every dollar over $180,0000

Source: MoneysmartTax - Income Tax Calculator

Tax Rate 30c
30 c

$45,001–$135,000 $4,288 plus 30c for each $1 over $45,000

Source: MoneysmartTax - Income Tax

Tax Rate 37c
37 c

$135,001–$190,000 $31,288 plus 37c for each $1 over $135,000

Source: MoneysmartTax - Income Tax

Tax Rate 45c
45 c

$190,001 and over $51,638 plus 45c for each $1 over $180,000

Source: MoneysmartTax - Income Tax

Indian-born Population In Australia

Percentage Of Total Population
3.2 %

This is equivalent to: 3.2% of Australia's total population.

Source: Home Affairs AUIndia country profile (migration stats)

Percentage Of Overseas Born Population
10.3 %

This is equivalent to: 10.3% of Australia's overseas-born population.

Source: Home Affairs AUIndia country profile (migration stats)

Population Count
845800

At the end of June 2023, 845,800 Indian-born people were living in Australia.

Source: Home Affairs AUIndia country profile (migration stats)

Population Count Previous
378480

This is more than twice the number (378,480) at 30 June 2013.

Source: Home Affairs AUIndia country profile (migration stats)

Loan Pre-approval

Validity Period
3–6 months

Pre-approval lasts for 3–6 months and shows you're eligible to apply for a loan up to a certain amount.

Source: MoneysmartHousing - Buying a House

Median Age Of Indian-born Migrants

Median Age
35.7 years

The median age of 35.7 years was 2.6 years below that of the general population.

Source: Home Affairs AUIndia country profile (migration stats)

Medicare Levy

Levy Rate
2 %

The Medicare levy is calculated as 2% of taxable income for most taxpayers.

Source: MoneysmartTax - Income Tax Calculator

Levy Rate
2 %

The Medicare levy is calculated as 2% of taxable income for most taxpayers.

Source: MoneysmartTax - Income Tax Calculator

Percentage Of Taxable Income
2 %

Most people also pay a 'Medicare levy', which is 2% of your taxable income.

Source: MoneysmartTax basics for newcomers

Medicare Levy Rate
2 %

Most people pay a Medicare levy, which is 2% of your taxable income.

Source: MoneysmartTax - Income Tax

Medicare Levy Surcharge

Surcharge Rate
1-1.5 %

The calculations do not take into account the Medicare Levy Surcharge (1%-1.5%), an additional levy on individuals and families with higher incomes who do not have private health insurance.

Source: MoneysmartTax - Income Tax Calculator

Surcharge Rate
1-1.5 %

The calculations do not take into account the Medicare Levy Surcharge (1%-1.5%), an additional levy on individuals and families with higher incomes who do not have private health insurance.

Source: MoneysmartTax - Income Tax Calculator

Surcharge Rate Max
1.5 %

you may also have to pay a Medicare levy surcharge of between 1.0% and 1.5% of your taxable income

Source: MoneysmartTax - Income Tax

Surcharge Rate
1.0 %

you may also have to pay a Medicare levy surcharge of between 1.0% and 1.5% of your taxable income

Source: MoneysmartTax - Income Tax

Mob Strong Debt Help

Contact Number
1800 808 488

Call the free helpline on 1800 808 488.

Source: MoneysmartTax - Self Employment

Mytax

Processing Time
two weeks

Returns lodged this way are usually processed within two weeks.

Source: MoneysmartTax - Lodging a Tax Return

National Debt Helpline

Operating Hours
Monday to Friday, 9:30am to 4:30pm

The helpline is open Monday to Friday, 9:30am to 4:30pm.

Source: MoneysmartMoney for newcomers

Contact Number
1800 007 007

Or call the National Debt Helpline on 1800 007 007.

Source: MoneysmartTax - Self Employment

Data last updated: 10 Mar 2026

Topics Covered

ATO

Tax - Net Rental Income or Loss · Tax - Self-Assessment · Tax - Foreign Investment Fund Taxation · Tax - Rental Income · Tax - Rental Property Considerations · Tax - Foreign Entities · Tax - Rental Property Guidance · Tax - Overseas Transactions · Housing - Rental Income · Housing - Rental Properties · Housing - Rental Income · Tax - Rental Properties · Tax - Rental Properties · Tax - Rental Properties · Tax - Special Circumstances for Foreign Income · Tax - Australian Source Income · Tax - Rental Properties · Tax - Foreign Income Tax Offset Rules · Housing - Rental Properties · Housing - Rental Property Expenses · Tax - Foreign Income Tax Paid by Controlled Foreign Company · Tax - Foreign Income Return Form · Housing - Rental Properties · Tax - Capital Gains Withholding Clearance Certificate · Tax - Capital Gains Tax Guide · Tax - Completing Your Australian Tax Return · Tax - Completing Your Australian Tax Return · Tax - Tax in Australia for Farsi Speakers · Insurance - Insuring with Non-Resident Insurers · Business - Doing Business Overseas · Tax - Inbound Assignees · Tax - Residency of CFCs · Tax - Transfers from Foreign Funds · Healthcare - Private Health Insurance Policy Details · Tax - National Rental Affordability Scheme Tax Offset · Tax - Crypto Asset Investments · Tax - Capital Gains Withholding · Residency - Returning to Home Country · Tax - Foreign Income Conversion · Tax file number for foreign residents · Visa - Working Holiday Maker Registration · Tax - Special Circumstances for Foreign Income Tax Offset · Tax - GST on Sales by Overseas Sellers · Tax - Study and Training Support Loans · Education - Study and Training Support Loans · Tax - International Tax Agreements · Housing - Rental Properties · Housing - Rental Properties · Housing - Incentives to Increase Housing Supply · Tax - International Tax Agreements · Tax - Foreign Income in Partnership Tax Return · Education - Study and Training Support Loans · Tax - Recent and Proposed Law Changes · Tax - Living Away From Home Allowance · Housing - Rental Income · Tax - COVID-19 and Getting Your Tax Right · Housing - Rental Expenses · Housing - Types of Rental Expenses · Housing - Co-ownership of Rental Property · Housing - Residential Rental Property Assets · Housing - Residential Rental Property · Housing - Rental Expenses · Tax - Dividends for Non-Residents · Tax - Overseas Transactions · Tax - Overseas Transactions · Tax - Overseas Direct Investments · Housing - Fringe Benefits Tax for Housing · Driving - GST for Driving Schools and Instructors · Housing - Residential Rental Properties · Healthcare - Medicare Levy · Superannuation - Transfer or Withdraw from a Foreign Super Fund · Housing - Affordable Rental Housing · Residency - Residency and Source of Income · Healthcare - Support for Individuals and Employees · Education - Eligible Education Expenses · Healthcare - Medicare and Private Health Insurance · Education - Claiming Education Tax Refund Without Tax Return · Tax - Other Foreign Income · Tax - Tax Exempt Income from Foreign Employment · Education - Study and Training Support Loans · Tax - Foreign Exchange Rates · Education - Study and Training Support Loans · Healthcare - Medicare Levy Adjustment · Tax - JobKeeper · Tax - Norfolk Island Residents Tax · Tax - PAYG Withholding Variation for Norfolk Island Residents · Tax - Norfolk Island Tax and Super · Doing Business - Overview for Immigrants · Doing Business - Exporting Goods or Services · Doing Business - Selling Goods into Australia · Tax - Personal Services Income · Tax - Overseas Transactions · Tax - Definitions · Banking - Offshore Banking Units · Housing - Residential Rental Property Definitions · Housing - Residential Rental Property · Tax - Rental Income · Tax - Rental Property Records · Tax - FIRB Fee Waiver · Housing - Rental Properties · Housing - Rental Properties · Housing - Rental Properties · Housing - Rental Properties · Housing - Rental Properties · Tax - Overseas Transactions · Tax - Foreign Worker Exploitation · Tax - Support for New Small Business Owners · Tax - Offshore Banking Units · Housing - Other Tax Considerations · Housing - Immediate Deduction for Expenses · Housing - First Home Super Saver Scheme · Tax - Taxation of Foreign Dividends · Tax - Rental Properties Overview · Tax - Rental Income · Tax - Keeping Rental Property Records · Tax - Recent and Proposed Law Changes · Tax - Rental Expenses · Housing - Fringe Benefits Tax for Housing · Tax - Self-Assessment and Foreign Income · Tax - Foreign Income Tax Offset Rules · Tax - Calculating Foreign Income Tax Offset · Tax - Research and Development Tax Incentive Eligibility · Tax - Rental Expenses · Tax - Types of Rental Expenses · Tax - Moving Main Residence · Tax - Sale of Rental Property · Tax - Income-Producing Dwelling · Tax - Overseas Transactions · Education - Study and Training Support Loans Rates and Repayment Thresholds · Housing - Dwelling Used to Produce Income · Housing - Continuing Main Residence Status · Housing - Dwelling Used to Produce Income · Tax - Taxation of Non-Resident Trusts · Tax - Overseas Residential Real Property · Tax - Taxation of Foreign Dividends · Tax - Australian Tax Return · Housing - Rental Income · Housing - Introduction to Rental Properties · Tax - Residency of Companies · Housing - Residential Rental Property Assets · Housing - Residential Rental Property · Tax - Law Changes · Tax - Foreign Income Return · Tax - Information Requests from Overseas · Tax - Non-Resident Trust · Tax - Household Employees · Tax - Controlled Foreign Company Measures · Tax - Foreign Income · Tax - Target Foreign Income · Tax - Medical Expenses for Disability Aids · Tax - Foreign Income · Tax - Superannuation Contributions on Behalf of Spouse · Tax - Self-Education Expenses · Tax - First Home Super Saver Scheme · Tax - Car Expenses · Tax - Rent · Tax - Capital Gains or Losses · Tax - Government Pensions and Allowances · Tax - Government Allowances and Payments · Tax - Foreign Employment Income · Tax - Dividends · Education - Education Tax Refund Eligibility · Tax - Hiring and Paying Your Workers · Housing - Housing Units of Accommodation Provided · Tax - Business and Professional Items · Tax - Rent · Banking - Foreign Investment in Australia · Housing - Foreign Investment Compliance · Tax - Capital Gains Tax Schedule · Housing - Owning and Renting Property · Tax - Overseas Forces Tax Offset · Tax - Overseas Forces Tax Offsets · Tax - Applying for a TFN · Tax - JobKeeper Payment · Tax - JobMaker Hiring Credit · Tax - Deductions for Donations and Investments · Insurance - Life Insurance Companies Tax Schedule · Tax - Active Business Exemption · Tax - Foreign Income Reporting · Healthcare - National Disability Insurance Scheme · Tax - Tax Offsets for People with Disability · Tax - MyTax Instructions · Tax - Employer Sponsored Foreign Superannuation Fund Exemption · Tax - Invalidity or Disability Payments · Tax - MyTax Instructions · Tax - MyTax Instructions · Tax - MyTax Instructions · Tax - Foreign Resident Withholding · Tax - Non-Resident Trust · Tax - Taxation of Foreign Dividends · Tax - Record Keeping for Overseas Transactions · Tax - Foreign Losses · Tax - Overseas Transactions and Foreign Source Income · Tax - Overseas Transactions or Thin Capitalisation · Tax - Resident Companies · Tax - Working From Home Deductions · Tax - Worldwide Obligations · Tax - Personal Services Income · Tax - PAYG Payment Summary for Foreign Employment · Tax - Rental Properties Considerations · Tax - Pay As You Go Instalments · Tax - Rental Income · Tax - PAYG Payment Summary for Foreign Employment · Tax - Foreign and Worldwide Income · Tax - Transfers from Foreign Funds · Tax - Proof of Identity for TFN · Tax - Withholding from Royalties Paid to Foreign Residents · Tax - Foreign Resident Withholding · Tax - Foreign Income

Home Affairs AU

Skilled migration program · Skilled migration visa options · Housing - Settlement Guide · India country profile (migration stats) · Skilled occupation list

Moneysmart

Tax - Salary Packaging · Tax basics for newcomers · Housing - Home Loans · Tax - Choosing an Accountant · Housing - Mortgage Calculator · Tax - Income Tax Calculator · Superannuation basics · Banking overview · Tax - Work and Tax · Housing - Choosing a Home Loan · Banking - Bank Accounts · Tax - GST Calculator · Work and Tax - Returning to Work After Having a Baby · Insurance - How to Choose Insurance · Insurance - How Insurance Works · Tax - Lodging a Tax Return · Housing - Rental Bonds and Leases · Tax - Self Employment · Tax - Income Tax · Housing - Buying a House · Education - Student Life and Money · Employment - Getting a Job · Transaction accounts · Insurance - Making an Insurance Claim · Finance - Credit and Debt · Work and Tax - Losing Your Job · Education - Studying · Driving - Buying and Running a Car · Housing - Switching Home Loans · Money for newcomers · Housing - Using a Mortgage Broker · Housing - Moving Out of Home · Banking - Sending Money Overseas · Tax - Income Tax Calculator

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